Moonwhale helps you manage your money through  guided investing, and retirement planning. We are a fiduciary, which means we act in your best interest.

We’ll help you set financial goals and set you up with investment portfolios for each goal.

For your long-term financial needs (like retirement, next year’s vacation, or a down payment), our investment strategy is built on low-cost ETFs (exchange-traded funds) and a risk profile based on how long you plan to invest.

For your daily earnings and trades, you can use our products that include Day Trading and, a high-yield cash account.

Investing: 0.25% per year on your invested balance, which covers all trading costs. Also, there are no additional transaction fees. Every fund your portfolio invests in charges fund fees that, in total, range from 0.03% to 0.50%.

Retirement: You can access our retirement planning tools without funding an account simply by syncing your existing accounts. Once you transfer retirement assets (like an IRA) to Moonwhale, Moonwhale will charge you a 0.25% management fee.

Premium Advice: 0.40% per year on your invested balance for unlimited over-the-phone access to our team of CFP® professionals. $100,000 minimum.

Our team of investing experts make decisions about our portfolio strategies and fund selection with the help of an external committee of economists, PhDs, and industry experts.

More than just a portfolio management team, our experts work to develop improvements to our Tax Smart technology, our investment analysis tools, and other advanced strategies.

Yes—far from unusual, downturns are a normal part of even the highest returning investments. Investors often worry and react with panic in response to market drops, even if they are invested properly for their long-term goals, but interim losses are to be expected even during the best investment periods.