Investing: 0.25% per year on your invested balance, which covers all trading costs. Also, there are no additional transaction fees. Every fund your portfolio invests in charges fund fees that, in total, range from 0.03% to 0.50%.
Retirement: You can access our retirement planning tools without funding an account simply by syncing your existing accounts. Once you transfer retirement assets (like an IRA) to Moonwhale, Moonwhale will charge you a 0.25% management fee.
Premium Advice: 0.40% per year on your invested balance for unlimited over-the-phone access to our team of CFP® professionals.
We have different minimum balance requirements across the majority of our account, like $5,000 for real estate, High yield is $1000 (just $1000 to get started) —however, if you opt into our Premium plan, there is a $100,000 minimum.