Earn better with your IRA
185k+ investors own a Tax Free Bitcoin IRA with us
Bitcoin IRA is a specialized managed retirement account that allows investors to potentially benefit from the cryptocurrency growth while being able to enjoy a tax free withdraw.
Bitcoin IRA provide a tax-free growth and tax-free withdrawals in retirement.
Bitcoin IRA provide a tax-free growth and tax-free withdrawals in retirement.
HOW IT WORKSA Crypto IRA offers Higher Profit with zero tax on Capital Gains
If you have $100,000 in our Crypto IRA, and you’ve earned a total of $250,000 in profit. You can withdraw all $450,000 without paying any tax on the $250,000 profits earned.
Here’s how a Moonwhale IRA could be better:
Never too early, never too late to get your retirement right.
Our retirement advice and automated tax-saving strategies like Tax Loss Harvesting+™ can help you avoid unnecessary taxes and save more for the long term. We'll also keep an eye on your savings and give helpful nudges so you save as much as you can in your IRA each year.
Earn more money for retirement
Our retirement advice and automated tax-saving strategies like Tax Loss Harvesting+™ can help you avoid unnecessary taxes and save more for the long term. We'll also keep an eye on your savings and give helpful nudges so you save as much as you can in your IRA each year.
Low fees help you keep more of your money.
Retirement plans often charge high fees, especially after you’ve moved to a new job. Our low, transparent pricing is a fraction of the price of most advisors and plans.
Minimize tax impact.
Our automated tax tools, like Tax Loss Harvesting+, tax coordination, and rebalancing, are designed to help you maximize returns at the click of a button.
Long-term perspective
Learn more about the advantages of opening an IRA, the limitations and requirements of different types of accounts, and find the right choice for you.
Traditional IRA
Enjoy tax benefits and deductions on the investments you make today, but you’ll have to pay taxes when you take money out in retirement.
Roth IRA
Save on taxes in retirement by taking advantage of your current tax bracket and paying taxes on the money you invest now
BITCOIN IRA
A tax-free Bitcoin IRA is a specific kind of tax-free crypto IRA that focuses on investing in Bitcoin.
If you invest $100,000 in our Bitcoin IRA, and you earn a total of $250,000 in profit. You can withdraw all $450,000 without paying any tax on the returns which is the $250,000.
401K
A 401(k) often has fees up to 8x higher than our other IRA’s . Contribute portions of your salaries and take control of your retirement.
Testimonials
There’s more to investing than retirement.
Retirement accounts are where many people start investing, but it shouldn’t be where you stop. A taxable Automated Investing Account can help you do much, much more with your investments — and you don’t have to wait until you’re 65
Tax-Loss Harvesting which adds an average 1.8% to clients' after-tax returns
No limit to your annual contributions
Access your money at any time
Still deciding if we’re right for you?
These frequently asked questions may help
Wait, so I can buy crypto coins in my retirement account?
Technically, you’re getting “exposure” to crypto through what’s called a crypto trust, not owning the actual coins yourself to mitigate negative volatility. The same way some ETFs contain stocks, some trusts contain crypto. Moonwhale offers crypto exposure to Bitcoin, Etherum through two of these trusts. And, because we consider crypto to be especially risky, we limit your crypto exposure to 10% of your total portfolio.
I’ve got a 401(k). Can I roll it over? Also, what’s a Rollover?
Let’s start at the end and work back. A Rollover IRA is the term for taking all the funds in one retirement account and, well, rolling them into a new one. And we’d love for you to bring any and all your retirement accounts to us — you can either keep them separate or combine them all in one.
I bet this is really expensive
That’s not a question, but actually no. The weighted average annual expense ratio of the funds in a Recommended Moonwhale portfolio is between 0.05–0.29%. For comparison, the average expense ratio of target date retirement funds is 0.37%, so we’re actually kind of a bargain. We also charge a 0.25% management fee, though most human investors charge 4x that much here.
This is amazing! I’m going to put a ton of money in this account
Absolutely in the long run. However hold your horses there, because retirement accounts have certain tax advantages not all tho and this is impacted by the kind of account you have. Communicate with our live chat so we can help you take full control over your retirement to build a brighter future.
Set your financial future
Meeting your goals requires a plan. Our tools help you figure out the amount you’ll need.
Set your ideal retirement age, location, and current savings
Connect outside accounts for more informed advice on savings
Prioritize your savings across account types
Set your ideal retirement age, location, and current savings
Connect outside accounts for more informed advice on savings
Prioritize your savings across account types
